Deposit Rates

Savings

Share Savings
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$300–$4,999 .05 .05 $300
$5,000–$9,999 .05 .05 $300
$10,000 or More .05 .05 $300
Savings Programs
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Christmas Club .15 .15 $0
Savers Club .15 .15 $0
Summer Spending .15 .15 $0
Student Club .15 .15 $0
Lil’ Savers Club .15 .15 $0
VISA/MasterCard® Secured .10 .10 $0

Checking

Primo Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$0–$25,000 .50 .00–.50 $0
$25,001 or more .01 .00–.01 $25,001
Prime Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000 or More .01 .01 $1,000
Prime Direct Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Direct Checking .01 .01 $0
Prime Student Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Student Checking .01 .01 $0

Investments

Share & IRA Certificates - Roth, Traditional & Coverdel (60 Day through 1 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
60 Day (Share Certificate only) .10 .10 $250
90 Day (Share Certificate only) .10 .10 $250
182 Day1 (Maturity) .15 .15 $250
182 Day2 (Monthly) .15 .15 $250
1 Year .20 .20 $250
1 Year (Automatic Deposit) .20 .20 $250
Share & IRA Certificates - Roth, Traditional & Coverdel (18 Month through 5 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
18 Month .30 .30 $250
2 Year .40 .40 $250
2.5 Year .45 .45 $250
3 Year .60 .60 $250
4 Year .80 .80 $250
5 Year 1.15 1.15 $250
IRA Share
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
IRA Share .15 .15 $0

Money Market

Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000–$9,999 .10 .10 $1,000
$10,000–$24,999 .15 .15 $10,000
$25,000–$74,999 .20 .20 $25,000
$75,000 or more .25 .25 $75,000

Consumer Loan Rates

New - Autos, Trucks, Vans

Term Months APR As Low As Payment Per $1000
Up to 24 2.99 $42.99
25 - 36 2.99 $29.08
37 - 48 2.99 $22.14
49 - 60 2.99 $17.97
61 - 841 2.99 $13.22

Used - Autos, Trucks, Vans

Model Year Term Months APR As Low As Payment Per $1000
2014-2013 Up to 24 2.99 $42.99
2014-2013 25 - 36 2.99 $29.08
2014-2013 37 - 48 2.99 $22.14
2014-2013 49 - 60 2.99 $17.97
2014-2013 61 - 841 3.99 $13.67
2012-2011 Up to 24 2.99 $42.99
2012-2011 25 - 36 2.99 $29.08
2012-2011 37 - 48 2.99 $22.14
2012-2011 49 - 60 2.99 $17.97
2012-2011 61 - 841 3.99 $13.67
2010-2008 Up to 24 2.99 $42.99
2010-2008 25 - 36 2.99 $29.08
2010-2008 37 - 48 2.99 $22.14
2010-2008 49 - 60 3.99 $18.42
2007 - 2006 Up to 24 4.99 $43.88
2007 - 2006 25 - 36 4.99 $29.98
2007 - 2006 37 - 48 4.99 $23.03
2005 - 2001 Up to 24 6.99 $44.78
2005 - 2001 25 - 36 6.99 $30.88
2005 - 2001 37 - 48 6.99 $23.95
2000 & Older Up to 24 8.99 $45.70
2000 & Older 25 - 36 8.99 $31.81

New - Motorcycles 2

Term Months APR As Low As Payment Per $1000
Up to 24 2.99 $42.98
25 - 36 2.99 $29.08
37 - 48 2.99 $22.14
49 - 60 3.99 $18.42
61 - 723 4.99 $16.11

Used - Motorcycles2

Model Year Term Months APR As Low As Payment Per $1000
2014-2011 Up to 24 3.99 $43.43
2014-2011 25 - 36 3.99 $29.53
2014-2011 37 - 48 3.99 $22.58
2014-2011 49 - 60 3.99 $18.42
2010-2008 Up to 24 4.99 $43.87
2010-2008 25 - 36 4.99 $29.97
2010-2008 37 - 48 4.99 $23.03
2010-2008 49 - 60 5.99 $19.34
2007 & Older Up to 24 5.99 $44.32
2007 & Older 25 - 36 5.99 $30.42
2007 & Older 37 - 48 5.99 $23.49

New - Recreational Vehicles 4

Term Months APR As Low As Payment Per $1000
Up to 24 5.99 $44.31
25 - 36 5.99 $30.42
37 - 48 5.99 $23.48
49 - 60 5.99 $19.33
61 - 725 7.99 $17.53

Used - Recreational Vehicles4

Model Year Term Months APR As Low As Payment Per $1000
2014-2011 Up to 24 6.99 $44.77
2014-2011 25 - 36 6.99 $30.87
2014-2011 37 - 48 6.99 $23.94
2014-2011 49 - 60 6.99 $19.80
2010 & Older Up to 24 7.99 $45.22
2010 & Older 25 - 36 7.99 $31.33
2010 & Older 37 - 48 7.99 $24.41

Unsecured Loans

Term Months Type APR As Low As Payment Per $1000
Up to 12 Signature 12.75 $89.18
13 - 24 Signature 12.75 $47.42
25 - 36 Signature 12.75 $33.57
Up to 12 EZ Pay 38.00 $50.69 per $500
Line of Credit Overdraft 17.75 (maximum $1000)
Line of Credit Overdraft 16.25 (minimum $1001)

Share & Certificate Secured Loans6

Term Months Type APR As Low As
Up to 36 Share 5.00 above existing deposit rate
Up to Certificate Maturity Date Certificate 5.00 above existing deposit rate

Home Equity Rates

Loan-To-Value (LTV) 80% and Under

Term Months APR1 Payment Per $1000
36 2.99 $29.09
48 2.99 $22.14
60 2.99 $17.97
84 3.49 $13.44
120 3.99 $10.13
180 5.25 $8.05
Line of Credit2 Prime Plus 0.00% $10.00

Loan-To-Value (LTV) Over 80%

Term Months APR3 Payment Per $1000
36 5.49 $30.20
48 5.49 $23.26
60 5.49 $19.11
84 5.99 $14.61
120 5.99 $11.10
180 6.49 $8.71
Line of Credit4 Prime plus 1.00% $10.00